ESPC Chartered Firms

ESPC Chartered Firms

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ESPC Chartership: Beyond the already invaluable service provided by the ESPC to home sellers and buyers in and around the Lothians, some of its member firms have stepped up to offer the next level in professional solicitor & estate agency...
Glossary Of Mortgage Terminology

Glossary Of Mortgage Terminology

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Here is a useful lexicon of the most common terms and their meanings used in the field of mortgage borrowing:   Affordability Assessment: A check by the lender to ensure you can afford the mortgage repayments. Annual Percentage Rate (APR): The total yearly cost...
Glossary of Legal Jargon

Glossary of Legal Jargon

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Some bed-time reading.   A lexicon of common legal terms and their meanings, as used in Scottish property transactions: Closing Date: The date set by the seller when all offers for the property must be submitted. Concluding Missives: The process of putting in place a...