ESPC Chartered Firms

ESPC Chartered Firms

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ESPC Chartership: Beyond the already invaluable service provided by the ESPC to home sellers and buyers in and around the Lothians, some of its member firms have stepped up to offer the next level in professional solicitor & estate agency...
Glossary Of Mortgage Terminology

Glossary Of Mortgage Terminology

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Here is a useful lexicon of the most common terms and their meanings used in the field of mortgage borrowing:   Affordability Assessment: A check by the lender to ensure you can afford the mortgage repayments. Annual Percentage Rate (APR): The total yearly cost...
Glossary of Legal Jargon

Glossary of Legal Jargon

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Some bed-time reading.   A lexicon of common legal terms and their meanings, as used in Scottish property transactions: Closing Date: The date set by the seller when all offers for the property must be submitted. Concluding Missives: The process of putting in place a...
First-Time Buyer Financial Assistance

First-Time Buyer Financial Assistance

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Government Help For First Time Home Buyers   (2024) “LIFT” The Open Market Shared Equity Scheme Through the Scottish Government’s Low-cost Initiative for First Time Buyers (“LIFT”), successful applicants can receive up to 40% funding towards the...
Get Your Roof Examined!

Get Your Roof Examined!

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In wintertime, the probability of roof leaks increases. The roof is arguably the most important part of a property and any ingress of water can lead to serious long term issues: Rotting timbers, often due to small, long term leaks, can mean crippling repair costs....